The Government of India runs hundreds of schemes designed to improve the lives of citizens across the country. In 2026, these welfare programmes continue to reach millions of beneficiaries. Here are the most important government schemes that every Indian should be aware of.
PM Kisan Samman Nidhi
This scheme provides direct income support of Rs 6,000 per year to small and marginal farmers. The money is transferred directly to farmers’ bank accounts in three equal installments. Millions of farmers across India benefit from this scheme.
Ayushman Bharat PM-JAY
One of the world’s largest health insurance schemes, Ayushman Bharat provides health coverage of up to Rs 5 lakh per family per year for hospitalisation. It covers more than 50 crore people, primarily from economically weaker sections.
PM Awas Yojana
This scheme aims to provide affordable housing to all eligible citizens. It covers both urban and rural India, with financial assistance provided to help families build or improve their homes.
PM Ujjwala Yojana
This scheme provides free LPG connections to women from below-poverty-line households. It has transformed the lives of millions of women by moving them away from harmful cooking fuels.
PM Jan Dhan Yojana
This flagship financial inclusion initiative has opened bank accounts for hundreds of millions of previously unbanked Indians. It has been the foundation for delivering government benefits directly to citizens.
Sukanya Samriddhi Yojana
Designed to secure the future of girl children, this scheme offers attractive interest rates on deposits made in a girl’s name. It encourages families to save for their daughter’s education and marriage.
National Pension System
NPS allows citizens to invest regularly during their working years to build a retirement corpus. It offers tax benefits and flexible investment options.
Stand Up India
This scheme supports Dalit, tribal, and women entrepreneurs to start new businesses by providing bank loans between Rs 10 lakh and Rs 1 crore.
Conclusion
These government schemes represent the government’s commitment to inclusive growth and welfare. Every eligible citizen should check which schemes they qualify for and take full advantage. Newslia keeps you updated on all government schemes and how to apply.